Ally vs. SoFi® [2025]: More Account Options or Higher APYs

Ally vs. SoFi: Comparison of Account Options and APYs

Ally and SoFi are online-only banks that offer higher APYs than traditional banks, with no account fees or minimums.

Key Differences

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This comparison is based on a comprehensive fact-checking process, verifying information against primary sources and expert opinions.

Author's summary: Ally and SoFi offer competitive APYs and account options.

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FinanceBuzz FinanceBuzz — 2025-10-16

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