Supplemental Insurance for Fall Injuries
As children return to school and participate in sports and playground activities, the risk of injury increases, potentially leading to financial strain for families.
Lydia Jilek, vice president of employee benefits solutions at Securian Financial, stresses the importance of supplemental health insurance options to mitigate these costs.
Three-quarters of a million children under the age of 14 visit the ER every year with a sports-related injury.
The average ER co-pay exceeds $400, and even families with health insurance can face significant out-of-pocket expenses. Jilek notes that
an injury from an unexpected accident can derail your family’s finances.
To address these concerns, Jilek suggests considering accident insurance and hospital indemnity insurance.
Author's summary: Supplemental insurance helps with fall injury costs.
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