Changes to Social Security Income Limits in 2026
The Social Security Administration (SSA) will implement changes in 2026, affecting beneficiaries who are still working.
Currently, if you have reached your full retirement age (FRA), you can work without affecting your income. However, if you have not reached it, part or all of your checks may be lost if you exceed the allowed limit.
Starting in 2026, there will be no income restrictions for those who have reached their full retirement age, but there will be restrictions for those who apply for Social Security early. The new limits are estimated to be set at $24,360 and $64,800.
No official statement has been released yet, but the changes are expected to bring significant modifications to retirement due to the SSA updates.
Author's summary: Social Security income limits will change in 2026.
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